Address
ZO Office Space, Makumbusho New Bagamoyo Road, 1st Floor
Work Hours
Monday to Friday: 8AM - 6PM
Saturday: 10AM - 5PM
OUR SERVICES
General Insurance
General insurance refers to a range of non-life insurance products. General insurance consists of two broad types of insurance, commercial and domestic. Commercial insurance is in respect of risks associated with business or corporate structures; whilst domestic insurance covers insurance for an individual’s own use, herein below are the some of the Insurance products we offer under General insurance
Motor Insurance
Comprehensive Coverage: Protection for personal and commercial vehicles against accidents, theft, and third-party liabilities. Third-Party Liability: Coverage for damages caused to third parties, including bodily injury and property damage.
Fire Insurance
Building Insurance: Coverage for damage or loss to the insured building due to fire and allied perils. Contents Insurance: Protection for the contents within the building against fire-related risks. Business Interruption: Compensation for loss of income during the restoration period after a fire incident.
Marine Insurance
Marine Insurance covers goods being transported by sea or by air against perils incidental to such transits. This cover attaches from the time the goods leave at the port of loading, continues during the ordinary course of transit, and terminates upon delivery at the final destination, or on expiry 6 days after discharge from the carrying vessel. This policy is suitable for Importers and Exporters.
Engineering Insurance
Engineering insurance is a type of insurance policy wherein a wide range of risks related to engineering are covered. It is a comprehensive insurance policy that offers complete protection against various risks related to Contractors All Risks, Contractors Plant and Machinery, Erection All Risks, Machinery Breakdown, Electronic Equipment, Loss of Profits following Machinery Breakdown and Deterioration of Stock.
Group Personal Accident Insurance
This insurance provides coverage for the insured amount or a multiple of earnings in case of accidental injury or death, regardless of the employee’s global location, whether they are working or on vacation. The quotation terms for the Compensation policy will be determined depending on the staff data submitted. The coverage can be limited to “Occupational risks only,” which refers exclusively to accidents that take place within the job.
Business & Commercial Insurance
Business Interruption Insurance: Compensation for lost income during a temporary shutdown due to covered perils. Commercial Property Insurance: Coverage for physical assets, including buildings, equipment, and inventory. Liability Insurance: Protection against legal liabilities arising from business operations. Business Contents Insurance: Coverage for loss or damage to business contents, such as inventory and equipment.
Employers & Public Liability Insurance
Employers Liability: Coverage for legal liabilities arising from injury, illness, or death of employees during work. Public Liability: Protection against legal liabilities for injury or property damage to third parties on the insured premises.
Fidelity Guarantee Insurance
Protection against financial loss resulting from dishonest acts of employees, such as fraud and embezzlement. Coverage for theft, forgery, or fraudulent activities committed by employees.
Electronic Equipment Insurance
Protection for electronic equipment, including computers, servers, and other technological assets. Coverage for accidental damage, breakdown, and loss of data. Business Interruption: Compensation for income loss due to electronic equipment failure.
Life Insurance
Hoist Insurance Agency’s Life Insurance plans are designed to offer a holistic approach to financial protection, addressing both short-term and long-term needs in the face of disabilities or loss of life. Our commitment is to provide peace of mind and support to individuals and their families during challenging times; the coverage includes the following key components:
Permanent and Total Disability
Protection and financial support in the event of permanent and total disability, ensuring the insured receives benefits to cope with long-term challenges.
Temporary and Total Disability
Coverage for temporary and total disability, providing financial assistance during a period of incapacitation, allowing the insured to manage day-to-day expenses.
Death
Comprehensive coverage in the unfortunate event of the insured’s death, offering financial protection to beneficiaries through a lump-sum payout or structured benefits.
Group Life Cover
Specialized coverage tailored for groups, providing life insurance benefits for members of organizations, companies, or associations.
Credit Life Insurance
Specialized form of insurance designed to provide financial protection to borrowers and their families in the event of the borrower’s death, disability, or critical illness during the term of a loan. This type of insurance is typically offered in conjunction with various types of loans, including mortgages, personal loans, and auto loans. The primary purpose is to ensure that outstanding loan balances do not become a burden to the borrower’s family in the face of unforeseen circumstances.
Funeral Benefit
Financial assistance specifically designated to cover funeral expenses, helping to alleviate the financial burden on the insured’s family during a difficult time.
Medical Insurance
Hoist Insurance Agency offers comprehensive Medical Insurance plans to address the diverse healthcare needs of individuals, families, and groups. Our Medical Insurance coverage includes
Group Medical Cover
Tailored medical insurance plans designed for organizations, businesses, or associations to provide health coverage for their employees or members. Extensive coverage for medical expenses, hospitalization, and other healthcare services for the entire group.
Individual Medical Cover
Personalized medical insurance for individuals, ensuring coverage for a range of medical services, consultations, diagnostic tests, and hospitalization expenses. Flexible plans that cater to the specific health requirements of each policyholder.
Family Medical Cover
Comprehensive medical coverage designed to protect the health and well-being of entire families. Coverage includes medical expenses for each family member, ensuring access to quality healthcare without financial strain.